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Ruling on 'zero percent financing' car purchases
Assalaamu alaykum wa rahmatullaahi wa barakaatuh. These days, in the UAE, car manufacturers are teaming up with a few banks to bring so called '0 percent' financing. In traditional financing, like murahaba, for example, the car manufacturer gives a discount to the buyer from the original 80,000 to 70,000, which is a 10,000 discount, and the Islamic.. More
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Dealing with interest with intention to repent later
Assalaamu alaykum wa rahmatullaahi wa barakaatuhu. What is the case of someone who plans to deal with interest (this has not yet happened, but it has happened in the extended family multiple times) for the sake of going to university in the hope of graduating after four years and then consider to repent for having dealt with interest? When asked how.. More
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Repayment of loan with smaller sum but with interest
A few years ago, I took a loan that says that you do not have to pay anything back when your income stays under a certain amount. I knew that it could stay under that amount, so I took the loan. Now, many years later, I am considering working for a few years but with the only reason to give away all the money. Is this allowed or forbidden taking into.. More
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There is no Riba between a person and himself
Assalaamu alaykum. I live in Canada and would like to buy a house according to the sharia. I own an corporation, I am the only employee in my company. I would like to borrow money from my business account in order to buy a house. The law in Canada mandates that I must repay the loan to my company in five years, but with interest, is this loan halal?.. More
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Renting a house bought with a usurious loan
Assalaamu alaykum. Me and my family live in a non-muslim country. I would like to ask a question about a situation regarding me and my husband. My husband’s mother is not a Muslim. After many years of telling her that buying a house with interest is haram and explaining her about the punishment for those who are taking use of interests – she does.. More
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Dealing with interest-based banks with intention of empowering Muslims
Assalaamu alaykum. I live in a secular country although about 60% of the population consists of Muslims. Interest is haram! The majority of our banks are interest based. If we, the Muslims, do not do busines (invest and conduct day-to-day business) with them, then the non-Muslims will control the economy, to our detriment, and likewise with the capital.. More
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Agreeing to conditions on a government support application
Assalaamu alaykum.
1. I live in Germany and want to enter university. The German state gives financial support every month if you need it and ask for it. In order to get that money, you have to fill out some papers so that they know how much money you can demand. At the end of the formula, it says, for example, “I am aware that wrong statements.. More
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All types of riba are prohibited, not just what is doubled and multiplied
Does the Holy Quran contain any contradictions? One of my friends suggests that Surah Al-Baqarah verse 275 forbids us to consume all types of interest. On the other hand, Surah Al-Imran verse 130 forbids to consume interest partially: {O you who have believed, do not consume usury, doubled and multiplied, but fear Allaah that you may be successful.}.. More
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The need to open an interest-based bank account in a non-Muslim country
Assalaamu alaykum dear brother/sister. I face the following dilemma: I live in a non-Muslim country. I am starting my own company and am in need of a business bank-account for money transactions. However, banks pay out interest money on these accounts. I want to stay away from this. They do however have the option to automatically donate the money to.. More
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Meaning of Muhaqalah does not change by the change of time
Are there contemporary applications for the Muhaqalah transaction?
.. More
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Architect not allowed to design houses bought by Riba
As-salamu ‘alaykum
What is the ruling on the architect who designs the plans of houses for people so that they could receive a Riba-based loan from the bank?
.. More
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Transaction closely similar to Riba
I work in a company whose owner asked us to pay an amount of money to be saved for the employee along the year and the owner of the company will pay two-fold of the paid money. However, the employee does not have the right to withdraw his money except after a year. Is the extra money considered Riba (interest)? It should be known that he pays this extra.. More
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Removing Niqaab out of need less serious than being involved in Riba
Salam aleikum sheikh. I have a very important question about riba. I know its very haram to take riba. But me and my husband and our 3 small children live in a koffar country. My husband is trying to find job which is very difficult bcz the goverment discriminate foriners in this country especially muslims. Så until my husband have not find a.. More
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Opening accounts at banks that act against Muslims' interests
We are a group of Muslims in a small town in the UK, and we are used to collecting donation after Jumaa Prayer as Sadaqa. we usually put the collections temporarily in a bank account so it is easy to transfer it to the needy later on. Recently, that bank started closing the accounts of the Muslim Activists that support Muslims in need, like Gaza, Syrian.. More
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High-interest debt likely only to be paid off by taking debt of lower interest
Al Salaamu alaykum wa rahmat Allaah wa barakaatuhI am a young man who has a huge debt to pay, and who lives in the West. When I was still a child, I got into trouble with the authorities and I had to pay a huge fine. Of course I couldn't pay it, so now they want to add an interest rate of 8% every month so I have to pay more and more every time I do.. More
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