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Fatwa CenterAfraid that she may die before settling her debts
Question
aslam alaiykum,
am married who is looking after my childeren and am in debt,this debt i had was when i start renting house,moving severly times and didnt think that i will be in that much debt and after couple years that i didnt think about paying the debt now i start paying by instalement payment whice might takes 4/5year and if i die before that will i be punshiment for that ,and i cant share this with my famliy that am in debt and am verry verry scarde what will hapen to me after death..i understand that i did big mistake in my life..
and second quistion is i want to apply for my kids a paspoort whice they need signiture of them father whice he doesnt want to do it he refused it,they need him cuz they got the surname of the them father,and at the moment they havent got no paspoort..,by islam am i allowed to change them surname to my surname? cuz after i pay my debt inshallah i want to take them to islamic countrys cuz i dont want to stay all my life in uk i realy want to educate them there inshallah
3rd quistion
i want to memorise the quran what is the easy way i can do give me some idea's please
4rd quistion
is watching tv allowed ?
if u watching like some programes whice is not a movie, and somtimes watching islamic channels or is it beter to avoid the tv?
and what about internet is it allowed like playing game or chatting with your cousins aunty's, uncle's, grandma's etc
last quistion
am allowed to pay sadaqa (charity) if i am in debt?
please give me some information
and JazakAllah khairan
May Allah reward you all and us to Jannat Al Firdouse Ameen
Answer
All perfect praise be to Allaah, The Lord of the Worlds. I testify that there is none worthy of worship except Allaah, and that Muhammad 
is His slave and Messenger.
We will answer your questions in the following points:
1- If you were able to repay your debts within the period of two years and you did not do so, and it was an immediate debt, then you are wrong for this delay. Afterwards, if the creditor agreed that you repay your debt by installments, and it is predestined that you die before repayment and you did not leave any money, then we hope that you will be included in the Prophetic narration which reads: "Whoever takes people's money with the intention of repaying it, Allaah will repay it on his behalf, and whoever takes people's money with the intention of spoiling it, then Allaah will spoil him.” [Al-Bukhari]
2- Changing one’s surname is not permissible as we clarified in Fataawa 89932 and 85803. Nonetheless, you should endeavour to convince their father to sign the papers. If he is convinced, then praise be to Allaah, and if he insists on refusing, and you are obliged to change the family name and you have no other alternative to achieve this objective, then it is permissible to change the family name, but you should avoid being subjected to any problems or harm due to this action, because it is an obligation to preserve the original family lineage so that people’s right will not be lost and so that there would be no confusion.
3- In regard to how to memorize the Quran, we have already clarified this in Fataawa 87885 and 83985.
4- It is permissible to have a T.V. in order to watch programs that do not include any prohibition, and sometimes it might be better not to watch T.V. and this is in regard to whomever fears that he will be enticed to watch what is not permissible. Similarly, it is permissible to use the internet in permissible matters like contacting the family, and being entertained by games that do not include a prohibition, like music and the like. For more benefit, please refer to Fataawa 81723 and 84494.
5- If the creditor agrees with the debtor to repay his debt by installments every month, then it is permissible for the debtor to donate in charity what exceeds the fixed monthly installment as long as his donation does not affect the due installment or the forthcoming installment.
Allaah Knows best.
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